Illinois Homeowner Assistance Programs

State-funded programs for low-to-moderate income homeowners including repair assistance, accessibility upgrades, and energy efficiency grants.

Illinois program providing financial assistance for emergency home repairs to income-eligible homeowners. Covers structural, electrical, plumbing, and HVAC repairs.

IHDA program offering forgivable loans for home repairs and accessibility modifications for qualifying homeowners in Illinois.

Illinois program targeting vacant and abandoned properties in eligible communities. Supports acquisition, rehab, and stabilization of distressed properties.

Free housing counseling from HUD-certified agencies. Covers foreclosure prevention, budgeting, homebuyer education, and repair financing options.

Federal program administered by Illinois that helps income-eligible households with heating and cooling costs, and some weatherization assistance.

Free weatherization services for income-eligible Illinois homeowners and renters including insulation, air sealing, and heating system upgrades.

Local Madison County programs for homeowners in the Edwardsville area. Includes CDBG-funded repair programs and community development resources.

Search engine for local social services including home repair assistance, utility help, and housing support programs in your zip code.

Dial 2-1-1 or visit 211.org to connect with local Illinois resources for housing, utilities, repairs, and emergency assistance.

Veterans may qualify for Specially Adapted Housing grants and VA-backed home loans for repairs, modifications, and improvements.

USDA Section 504 program provides loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes.